Syndicated Mortgages, Builder Loans & Mortgage Funds — All in One Place.
SYNDi Online covers the full range of community mortgage lending — syndicated mortgages, builder loans, staged advance facilities, and pooled mortgage funds — all in one platform, tied to the same GL.
Four modules. Each solves a different problem.
SYNDi handles four distinct mortgage and construction lending structures — each with its own dedicated module, its own workflows, and its own reporting. All four post to the same GL and follow the same posting discipline.
Syndicated Mortgages
SYNDi tracks each investor's share, splits payments automatically, and posts the full syndicated GL structure on every transaction.
Co-LendingBuilder Loans
SYNDi manages the full construction loan lifecycle — committed facility, staged draws, automatic balance tracking, and a GL entry on every advance.
Construction LendingMultiple Loan Advances
SYNDi lets you post draws against any loan's committed amount in as many tranches as needed — with real-time balance updates and per-advance GL entries.
Staged DisbursementMortgage Funds
SYNDi tracks unit balances, allocates portfolio income to each investor, and generates statements — all within one fund administration module.
Fund AdministrationSYNDi tracks every investor's share — automatically.
Originate a mortgage with multiple investor participants and SYNDi handles the rest. It tracks each participant's stake, calculates their allocated share of interest and principal on every payment, processes distributions, and posts the full syndicated GL structure — without manual splitting or spreadsheets.
What SYNDi handles for you
Participant balances, interest and principal splits, distribution processing, investor statements, and GL entries — all generated and posted from within one module.
Investor Participation Tracking
SYNDi records each participant's share as a percentage or dollar amount and maintains a running balance per investor for the full life of the mortgage — no manual ledger required.
Interest & Principal Allocation
When a borrower payment comes in, SYNDi automatically calculates and posts each investor's allocated share of interest and principal — split according to their participation percentage.
Distribution Processing
SYNDi processes distributions to each investor, tracks the full distribution history per participant, and generates the corresponding GL entries on post.
Investor Statements & Reports
SYNDi generates per-investor statements showing current share, payments received, and running balance — accessible from within the module or the central Reports Menu.
SYNDi manages your construction loans from commitment to final draw.
Set the total committed facility at origination and SYNDi takes it from there — tracking every staged draw against the commitment, updating available balance automatically, accruing interest only on what's been disbursed, and posting a GL entry on every advance. No manual balance tracking. No spreadsheet draw schedules.
What SYNDi handles for you
Committed vs. drawn vs. remaining balance, interest on drawn amount only, milestone-based draw control, advance schedule reporting, and a GL entry on every posted draw.
Committed Facility Amount
SYNDi holds the total approved facility and automatically reduces the available balance with every posted draw — so committed, drawn, and remaining are always current without manual calculation.
Interest on Drawn Balance Only
SYNDi accrues interest only on the disbursed amount, not the full commitment. The interest-bearing balance updates automatically each time an advance is posted.
Milestone-Based Disbursement
SYNDi holds each draw request in an unposted, reviewable state until you approve it — giving you full control over when funds go out and when the GL is affected.
Advance Schedule Report
SYNDi produces a full draw history for every builder loan — date, amount, cumulative drawn, and remaining availability — for both internal monitoring and borrower reporting.
SYNDi lets you fund any loan in as many draws as you need.
Across any loan type — builder loans, commercial facilities, bridge loans, land loans — SYNDi lets you record and post advances against a committed amount in as many tranches as the deal requires. Each advance gets its own GL entry. Drawn and undrawn balances update in real time. Interest always reflects what's actually out the door.
What SYNDi handles for you
Commitment tracking, per-advance GL entries, drawn vs. undrawn balance at all times, interest on disbursed amount only, and advance schedule reporting — across any loan type.
Set the Commitment
SYNDi records the total approved facility at origination and holds it as the ceiling. Every advance drawn against it reduces the available balance — automatically.
Record Each Advance
SYNDi holds each draw in an unposted state — fully reviewable and deletable — until you're ready to approve it. No GL impact until you post.
Post & GL Updates
On post, SYNDi creates the journal entry, updates the drawn balance, reduces the available commitment, and begins accruing interest on the new disbursed amount — all in one step.
Works on Any Loan Type
SYNDi supports multiple advances on any loan type — builder loans, commercial facilities, bridge loans, land loans. No special configuration needed to enable staged disbursement on a deal.
Unlimited Draw Tranches
SYNDi places no cap on the number of advances per loan. Whether a deal requires 2 draws or 12, SYNDi records and posts each one the same way.
Drawn vs. Undrawn Tracking
SYNDi shows committed, drawn, and remaining available balance in real time — so your team and your borrowers always have an accurate picture of where the facility stands.
GL Entry Per Advance
SYNDi creates a separate journal entry for each posted advance — so the GL always reflects actual disbursed amounts, never the full undrawn commitment.
SYNDi administers your mortgage fund — unit balances, income, and all.
SYNDi tracks every investor's unit position in the fund, allocates income from the underlying mortgage portfolio back to each investor proportionally, generates distribution documents for review before posting, and produces per-investor statements — all without leaving the platform.
What SYNDi handles for you
Investor unit balances, proportional income allocation, unposted allocation documents for review, fund-to-portfolio linkage, investor statements, and fund-level summary reports.
Investor Unit Balance Tracking
SYNDi maintains a running unit balance for every fund investor — updating automatically as subscriptions, redemptions, and distributions are posted.
Income Allocation Across the Portfolio
SYNDi takes income generated by the underlying mortgage portfolio, allocates it proportionally across fund investors, and generates unposted allocation documents for your review before anything hits the GL.
Fund-to-Mortgage Portfolio Linkage
SYNDi connects the fund to the mortgages it has deployed into — giving you both the fund-level view (investor balances, income) and the portfolio-level view (individual loans) within the same platform.
Investor Statements & Fund Reports
SYNDi generates per-investor statements and fund-level summaries — covering unit balances, income received, and transaction history — for board reporting, investor communication, and regulatory requirements.
One posting discipline. Every transaction.
Whether it's a syndication entry, an advance draw, or a fund distribution — every transaction in every module follows the same lifecycle. Posted entries are permanent. Corrections go through a reversal document, never an edit-in-place.
Record
Create the transaction. Fully editable and deletable. No GL impact at this stage.
Generate
For syndication and funds: auto-generate unposted interest allocation and distribution documents.
Review on Posting Screen
Filter by date, select rows, review what's queued before anything is committed to GL.
Post
Writes the GL journal entry and updates balances. Permanent — never edited in place.
Reverse if Needed
Correct errors through an explicit reversing document — preserving the full audit trail.
Full Feature List
Want to see these modules in action?
Book a live walkthrough and we'll walk through whichever combination of modules fits your lending structure.
Book a Free Demo →