Syndicated Mortgages, Staged Advances & Mortgage Funds — One Platform.
Co-lending, construction draws, and pooled funds — all on one ledger with one posting discipline.
Three modules. Three lending structures.
Syndicated Mortgages
Multiple investors in one mortgage. Shares, splits, and statements per investor.
Multiple Loan Advances
Staged draws on any loan. Interest accrues only on what's disbursed.
Mortgage Funds
Unit positions, proportional income allocation, and statements for pooled funds.
Full Feature List
Investor-funded loans, tracked on both sides of the ledger.
Each investor holds a participation with its own principal, rate, and maturity. As the borrower pays, SYNDi splits and distributes each share. Nothing moves until a document is posted.
What SYNDi handles
Participant balances, interest and principal splits, distributions, and per-investor statements.
Participations & Tranches
Fund the same loan twice and hold two tranches, each with its own rate and maturity.
Entitlements & Distributions
Each posted billing generates unposted distributions per investor for review.
Investor Transactions Register
Funding to discharge in one register. Filter by investor for a printable statement.
Builder & Construction Loans
The builder draws against a committed facility. Draws stay unposted until approved, and interest accrues only on what's disbursed — whether one investor funds it or many.
Fund any loan in stages.
Each advance carries its own participations, rates, and maturities. SYNDi tracks committed vs. advanced vs. remaining, and keeps investor rates separate from the borrower's — the spread is your fee income.
Participations are a plan until posted
Adjust freely before posting. After, corrections go through a reversing document.
Any Loan Type
Builder, construction, commercial, bridge, land — no special configuration.
Maturity & Renewal Tracking
Each participation's due date feeds the term expiry worklist.
Advance Schedule Report
Date, amount, committed, advanced, and remaining per loan.
Unit balances, income allocation, and statements.
Track each investor's unit position, allocate portfolio income proportionally, and see the individual mortgages underneath the fund.
Fund and portfolio in one place
Investor balances at the fund level, individual loans below — no platform switching.
Unit Balance Tracking
Updated automatically on posted subscriptions, redemptions, and distributions.
Income Allocation
Proportional allocation across investors as unposted documents for review.
Statements & Fund Reports
Per-investor statements and fund summaries for board, investor, and regulatory use.
Record → Review → Post.
Posted entries write to the GL and are permanent. Corrections are reversing documents, never edits.
Record
Unposted, fully editable. No ledger impact.
Generate
Auto-create interest allocation and distribution documents.
Review
Filter by date, select rows, check what's queued.
Post
Writes the GL entry and updates balances. Permanent.
Reverse
Correct errors with an explicit reversing document.